Analisis Pengelolaan Keuangn Syariah Pada Usaha Mikro Kecil dan Menengah (UMKM) Mitsubishi Motor Kelurahan Merlung

Abstract

This study aims to determine the understanding of Mitsubishi Motor MSME owners regarding the principles of Islamic financial management. It also examines the financial management practices implemented by Mitsubishi Motor MSME owners from a Sharia financial management perspective. It also examines the challenges faced by Mitsubishi Motor MSME owners in Merlung Village, Merlung District. The data source used in this study was interviews with several respondents, including Mitsubishi Motor MSME owners in Merlung District, West Tanjung Jabung. Based on the results obtained, the business owner has implemented Islamic financial management analysis in planning, recording, reporting, and controlling his business's financial management, in accordance with Sharia principles. The underlying constraints faced by Mitsubishi Motor owners are not preparing complete financial reports. These challenges include difficulty separating personal and business funds, a lack of discipline in financial recording, a lack of knowledge of financial management, and a lack of computer technology skills, which sometimes result in incomplete monthly financial reports. The solution to overcome these obstacles is for Mitsubishi Motor business owners to relearn about MSME financial management and receive computer training to effectively manage their finances.